Every place on this page is free and official. You should never pay a company to search for you, and no real government site will ask for a fee to release your money.
Dormant bank accounts, old Bank of Canada cheques and unredeemed Canada Savings Bonds end up here. Search your last name, and try old cities you lived in. Search the Bank of Canada.
Sign in to your CRA account and choose “Uncashed cheques”. It lists refund and benefit cheques at least 6 months old, and you can ask for a replacement. No account? You can call the CRA instead. CRA uncashed cheques.
Many payments only start once you file, including the Canada Groceries and Essentials Benefit (the GST/HST credit was renamed this in July 2026). If you're behind, a free volunteer tax clinic can help with past years if your income is modest and your taxes are simple.
Yes. The Bank of Canada, CRA and provincial unclaimed property searches are free. You don't need to pay anyone to search for you.
Long-dormant balances at federally regulated banks go to the Bank of Canada, which has a free online search.
Sign in to your CRA account and choose Uncashed cheques, or call the CRA.
Last checked 2026-10-16 against official sources linked on this page. This is general information, not legal or financial advice.